Summary
93 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 25% a year over the last 3 years.
- Out of every 100 USD of revenue, 24 USD is left as net profit.
- You pay 8.8 USD for 1 USD of yearly profit, little for its sector.
- It bought back its own shares for $368.7M in the last fiscal year, 5.7% of its market value.
What to watch
- It cut its dividend by 15% last year.
- Analysts expect revenue to fall by 38% this fiscal year.
- It missed profit estimates 5 times in the last 8 quarters.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Fairly pricedBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 8.8 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 5.8% a year over 5 years. Over the last 3 years it grew by 9.5% a year. For the next fiscal year analysts expect revenue to fall by 38%. Earnings per share grew by 25% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 45 USD
- Sales and administration 23 USD
- Taxes and other 8.1 USD
- Net profit 24 USD
Net profit, industry median (Financial - Credit Services) 16 USD
Out of every 100 USD of revenue, 24 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 8.03%
- Paid out of profit
- 71%
You receive $5.81 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 18
- Hold 4
- Sell 0
Today's price within the analysts' price targets
The average target of $40 is 45% below today's price. 82% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2013By product
- Ffelp Loans 69%
- Consumer Lending 31%
By region
The company reports no revenue by region.
Ffelp Loans brings in 69% of revenue.
Segments in detail