Summary
63 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 24 USD is left as net profit.
- Revenue grew by 15% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
- It has raised its dividend 7 years in a row and pays out only 39% of profit.
What to watch
- Earnings per share fell by 7.2% a year over the last 3 years.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 12.3 USD for 1 USD of yearly profit. Over the last five years it was 11.4 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 7.6% a year over 5 years. Over the last 3 years it grew by 15% a year. Earnings per share fell by 7.2% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 32 USD
- Sales and administration 41 USD
- Taxes and other 2.1 USD
- Net profit 24 USD
Net profit, industry median (Banks - Regional) 20 USD
Out of every 100 USD of revenue, 24 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Moderate, safe- Yield
- 3.18%
- Paid out of profit
- 39%
- Raised in a row
- 7 years
You receive $1.32 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 1
- Hold 1
- Sell 0
Today's price within the analysts' price targets
The average target of $46 is 11% above today's price. 50% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2022By product
- Trust management fees 44%
- Interchange fees 26%
- Customer deposit fees 20%
- Financial services fees 5.3%
- Other customer service fees 3.8%
By region
The company reports no revenue by region.
Trust management fees brings in 44% of revenue.
Segments in detail