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Why are you or are you not investing in Upstart $UPST-8.9%?

This highly volatile company is very well followed by investors and there are often mixed views and opinions on it, how do you like this company?

UPST
$25.61 -$2.50 -8.89%

I don't know the company, but as far as I can tell, it's too risky for me, so I don't want to include this company's stock in my portfolio.