I'll join in as well, and I'll probably even completely uncover the cards because I don't have it in percentages. Anyway, anyway in 2024 I'd like to try to market the story somehow as they say. I've been through business failure and bankruptcy. About a year and a half ago I was starting from scratch with a clean slate. Well how do I stand for that year and a half. I have $11k in stocks, there currently yielding around 17% for this year. Then I have 32k in gold and about 15k in crypto. Yes, unfortunately the least there, although I believe it will go up in 2024, but I haven't caught the bottom and don't want to buy at those prices anymore. Oh and I always keep 2-3 payouts in the bank as a reserve, but it's not appreciated because it's so I can use it immediately. And then on Revolut I have another $1k ready to go. I always change funds there because of the exchange rate and send funds to the exchange in $1k increments. 😊 ...so I don't hold much in cash right now. Just cash for any emergency needs.

If the reserve is not counted, about 15% of the portfolio

Now I have 10%, do you expect a decline next year and therefore see an opportunity to buy? I have a nice appreciation on $MSFT, but I don't know what to do with it...

0%. What's the point of cash after the end of the bear market if I believe the bottom has already come and any extra capital can be raised through credit? Anyone who wasn't worried in January can only laugh at any savings or repo funds today.

I keep 20% in my cahs for emergencies, etc.

Currently 6% but that's only because I'm still wavering between $VLD and $MRNA the 6% is from extraordinary gains and therefore is destined for 🚀/⚰️ tomorrow I'll bet it and it will be zero again. I stick consistently to DCA regular investments from regular income to ETF safety right away (for a solid annuity they should theoretically be enough and I know even that safety is relative but what isn't 🤷‍♂️) and irregular from extraordinary to riskier (I know VLD is probably already pure gambling😂) investments but also always as soon as possible. 🤞

Directly with the broker, it is currently about 5% of the portfolio.

Well I invest for years so I don't sell much and I have cash in my portfolio so 3% sometimes 5-10% at most. I tend to do it so that when I want to buy stocks I take it straight from the bank and buy it straight away. In the bank I usually have only 30-35% cash for rent etc. With a reserve for a few months. Because I don't want to get to the point where I have to sell shares for rent or something else hence the reserve.