The story that got me into investing and changed my life.
Friends, it's the end of 2023 and I think we're all enjoying a moment of peace and quiet. We don't interfere too much with the portfolio and will be watching closely to see what the next year brings. 😊 Because this site and community is growing beautifully. I appreciate being one of those who create posts for you and I also enjoy reading yours, which inspire me many times, so I decided to add a little bit about myself. To go as they say, with skin in the game and show what brought me to the path of investing. 😊
How to get started. I'll save the sauce about myself for other places, or for a personal meeting. I'm 31 years old, information, which I've noticed has quite an impact in investing. There are more and more young people today who are starting to see this and it's very good. What I wouldn't give today to have this mindset at 20 years old. 😊 I've been here at Bulios since April this year and was brought in by a leg injury, sick leave and an interest in moving somewhere in the investment world. I'm very happy for that and have made a significant step thanks to this community. 😊
I started investing full time in August of 2022. So a year and 5 months ago. What was I doing before that? ...Well, I was an ordinary kid who played hockey, there the dream dissolved because I'm from a very pared down family where there was no money so I had to study. But like many, I wasn't a kid who knew what he wanted to do and so after not finishing my university studies, I was tempted by a close person and started a business. I was 22 years old at the time and I became a partner in the company. Within a year, I was a millionaire. But as it happens, young, no experience and on my own, I was blind to the taste of money and overlooked the lies, scams that were created on my easily gained confidence in the partner. The next year I found the finances disappearing and the firm sinking. I don't want to mention specifics, I'm sure you understand, but simply put, by my naivety and stupidity I let myself be made, as they say in this business, a "white horse". 🙈
Well, a life well lived. I was 24 years old then. Bankrupt company. Lawsuits, even a deal with the police. It all worked out well for me, I was found to be an idiot. Even though it was an LLC, the debt that was created went after me, I had to cover the liability in my name at the time. And so at 25, I filed for personal bankruptcy. And that was the turning point. Moreover, when my then-girlfriend dumped me after a year, (she was not worse off, I was still paying rent, utilities and saving for vacations, etc). And the day came when I found myself with nothing but a bag in my hand, a few hundred in my bank account, at a train station among the homeless, wondering where I was going to lay my head. ...Luckily, I didn't stay there and I had friends to call. I can remember like it was yesterday when I got a studio apartment and sat there, for the first month, in an empty apartment, on the floor, sleeping, eating, clothes piled against the wall, with only my cell phone and laptop in my hand. When you have a bankruptcy, or insolvency, back then they kept about 10 thousand crowns out of my paycheck. So there wasn't a lot of jumping around. The first month I had a fridge to keep my groceries in, and the next month I finally didn't sleep on the floor anymore, but on the couch. 😊
I've been detailing a lot and I'd like to be able to read to the end. What I would like to say with this message. Keep your head up no matter what situation you are in! 💪 I have started to gradually change my mindset. Learning. Don't whine. To do other things besides work. And because I grew up in sports, hockey, which is not an easy environment either, I started to train kids and later adults in the gym for a while and that taught me how to work with my psyche, to get to know a lot of people and different stories. Motivating and trying to have discipline. That's why, since August 2022, when my personal bankruptcy ended, I started investing. In that one year and 5 months I managed to put 11k dollars, something around 250k in stocks. roughly 32k in gold and 15k in cryptos. (Just kidding, although I'm interested, but I started late with that) Furthermore, although I love investing and have goals in it, I'm also trying to live it. Getting on my feet. He's bought nice things for me. (iPhone, Mac, bike) I go out into the world every year and if there is a partner, I like to indulge with her too. 😁
I'm not saying all of this to brag please, even though I'm proud of how much I manage to put aside in a year, on a regular salary of a person living in the north. I'm writing this to motivate and show that you can start anytime! And with anything! As you can see, I didn't start until I was 30 years old, and with my bare ass, literally. 🙈
I know I've already discussed this with a few people here so I decided to go with the skin in the game as they say. Life is one big story that teaches us and it's up to each of us to take the good or bad from it! 😊 If even one person is inspired by this I will be glad and even happy to read your stories. 😊 Never be ashamed of anything, we all write our own story that is special in some way. So have a wonderful New Year, may it be the one you make it! 🥂🍀💪♥️